Find the right vendors before the wrong ones find you.
Dilly's discovery layer replaces informal referral networks and cold vendor outreach with a structured, AI-guided process that surfaces the right vendors for your specific requirements — organized not by marketing category, but by the risk controls your institution actually needs to perform.
Where Discovery fits in the procurement journey
Discovery covers stages 1–3. See Evaluation → and Monitoring →
Most institutions start vendor searches the same way.
Someone on the team knows a vendor from a previous job. That's the shortlist.
You search 'KYC vendor' or 'fraud platform' and get a list of companies whose marketing teams are better than their products.
A vendor reaches out at the right moment and gets the meeting by default.
You spend three weeks assembling a longlist from Google searches, peer asks, and conference memory — organized by categories the vendors invented to describe themselves.
A Different Way to Think About Vendors
We don't organize vendors by what they call themselves. We organize them by the jobs your institution needs done.
Marketing categories are how vendors want to be found, not how risk actually works. A 'fraud platform' might perform identity establishment, behavioral monitoring, and enforcement — three distinct functions that could be covered by three different vendors or one. Buying it as a single category means you don't know what you're getting, what gaps it leaves, or where it overlaps with something else in your stack.
Dilly recenters vendor discovery around risk controls — the fundamental jobs every financial institution must perform to manage risk, fraud, AML, and operational integrity. Every vendor solution in our catalog is mapped to the controls it supports and the evidence it produces. You start with what your institution needs to accomplish. We find vendors whose solutions can prove they accomplish it.
Control 1
Identity Establishment
Confirms the customer or business is real before onboarding.
Control 2
Ongoing Identity Assurance
Ensures the identity remains legitimate after onboarding.
Control 3
Eligibility Determination
Determines whether an entity should be approved, rejected, or routed.
Control 4
Risk Scoring & Segmentation
Assigns risk levels and tiers based on attributes, behavior, or models.
Control 5
Behavioral Monitoring
Detects unexpected or high-risk behavior over time.
Control 6
Funds Flow & Counterparty Understanding
Understands where money is coming from and whether flows are legitimate.
Control 7
Intervention & Enforcement
Executes the appropriate action when risk thresholds are crossed.
Control 8
Exceptions & Human Review
Handles cases requiring human judgment or supervised decisioning.
Control 9
Evidence, Audit & Explainability
Provides traceability and auditability across all controls.
Control 10
Loss Response & Feedback
Resolves losses and uses outcomes to improve the system.
For example:
An institution evaluating vendors for their onboarding flow doesn't need an 'IDV provider.' They need solutions that perform Control 1 (Identity Establishment) and produce specific evidence — government ID validated, liveness check passed, documents authenticated. Dilly maps vendors to those controls and evidence requirements, not to the marketing category they've chosen for themselves.
Vendor classifications in our catalog reflect an automated initial mapping. As vendors claim and complete their storefronts, they verify and correct their control coverage directly. The framework is the constant — the classifications improve with every vendor that engages.
What You Get
A shortlist built to your requirements, not your network.
Requirements that map to risk controls, not marketing categories
Before surfacing a single vendor, Dilly's AI agent asks structured questions about your use case, compliance requirements, and the specific controls your institution needs to perform. The shortlist is built against those controls — not against a keyword search or a category filter.
The brief maps to your risk architecture.
500+ vendors, organized by what they actually do
Every vendor in the Dilly catalog is mapped to the controls they support and the evidence they produce. Categories like 'KYC provider' or 'fraud platform' are replaced by specific control coverage — so you know exactly what capability you're evaluating, and what gaps remain.
Curated by function, not marketing.
A shortlist with rationale, not just names
Dilly surfaces a recommended shortlist with documented reasoning for each vendor — which controls they cover, what evidence they produce, and where their strengths are relative to your specific requirements. You start the evaluation with context, not just a list of logos.
Know why before you meet them.
Manual browsing when you want it
AI-guided discovery is the default, but the full catalog is always browsable — filtered by control coverage, evidence type, institution size served, or compliance certification. Some buyers know exactly which control they're solving for. Dilly supports that too.
Your process, your pace.
Discovery feeds directly into Evaluation.
Every shortlist generated in Discovery becomes the starting point for a structured RFP in Evaluation. The control requirements and evidence criteria captured during discovery carry forward automatically as the foundation of your evaluation scoring. You don't start over — and you don't lose the precision of the control framework when you move into the RFP.
See how Evaluation worksStop starting vendor searches from scratch.
See how Dilly's discovery layer — and the control taxonomy behind it — works for institutions in your category.