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Array
Array is an embeddable fintech platform providing white-label credit monitoring, identity protection, and privacy tools for financial institutions and digital brands.
- Headquarters
- Boca Raton, FL
- Founded
- 2020
- Employees
- 501-1000
- Funding
- $190M total; investors include Battery Ventures, General Catalyst, and Nyca Partners
- Last researched
- Jul 21, 2026
Products
- Account Enrollment AuthenticationPrimary
Authentication services including KBA, MFA, and OTP to verify users during enrollment.
Individual IdentityTool - Array+
All-in-one suite of credit monitoring, identity protection, privacy monitoring, and debt management tools.
CollectionsTool1 of 3 capability facts - BuildCredit Account
A solution for consumers to build or establish credit history through reporting of non-traditional data like rent.
Individual IdentityTool - Data Furnishing
Enables companies to furnish consumer data to credit bureaus.
Data EnrichmentTool - ID Protect
Identity and credit protection tools designed to help consumers prevent identity theft and monitor personal information exposure.
Fraud PreventionTool1 of 2 capability facts - My Credit Manager
Personal credit management embedded into products, featuring credit reports, score tracking, and automated alerts.
Individual IdentityTool3 of 10 capability facts - Offers Engine
An engagement and revenue engine that uses consumer credit data to present relevant financial offers.
Risk ManagementTool1 of 2 capability facts - Privacy Protect
Tools to monitor and remove individual private information from data broker sites.
Individual IdentityTool
Capability coverage· 5 of 15 facts across 5 controls across 8 products
- Ongoing Identity Assurance1 of 2
- Risk Scoring & Segmentation1 of 2
- Repayment & Resolution1 of 3
- Consumer Communications Compliance1 of 4
- Identity Establishment1 of 4