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EDGE
EDGE is a cash flow bureau and consumer reporting agency providing risk scores and financial insights based on consumer-permissioned bank transaction data.
- Headquarters
- Chicago, IL
- Founded
- 2021
- Employees
- 11-50
- Funding
- Privately held subsidiary of NinjaHoldings
- Last researched
- Jul 21, 2026
Products
- EdgeCheck
Identity and account verification through consumer-permissioned financial data.
Individual IdentityTool - EdgeEcho
Cash flow insights and financial behavior data (formerly NinjaEcho).
Data EnrichmentTool1 of 2 capability facts - EdgeIncome
Tools to detect and characterize underwritable income from traditional and nontraditional employment sources.
Credit UnderwritingTool - EdgeRefine
Risk insights and financial activity monitoring across the entire credit account lifecycle.
Risk ManagementTool - EdgeScore
A machine learning-based risk score trained on consumer-permissioned bank transaction data to predict default risk.
Risk ManagementTool1 of 2 capability facts
Capability coverage· 2 of 4 facts across 2 controls across 5 products
- Data & Intelligence Services1 of 2
- Risk Scoring & Segmentation1 of 2