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Parafin
Parafin provides a white-labeled financial infrastructure that enables platforms to offer embedded products like working capital, credit cards, and installment plans to small businesses.
- Headquarters
- San Francisco, CA
- Founded
- 2020
- Employees
- 51-200
- Funding
- Series C, $100M
- Last researched
- Jul 21, 2026
Products
- Pay Over TimePrimary
An installment-based payment method that allows business customers to split purchases into multiple payments over time.
Credit UnderwritingTool1 of 2 capability facts - Capital
An embedded financing solution that provides businesses with access to working capital through revenue-based repayment models.
Credit UnderwritingAi agent2 of 4 capability facts - Spend Card
A white-labeled revolving credit card that offers business customers lines of credit based on performance without annual fees or personal credit checks.
Credit UnderwritingTool2 of 4 capability facts
Capability coverage· 3 of 6 facts across 3 controls across 3 products
- AML & KYC Compliance1 of 2
- Eligibility Determination1 of 2
- Fraud Prevention1 of 2