
What it does
Analyze income, expenses, and cash flow patterns to gain a deeper understanding of a user's financial health.
Capability coverage· 1 of 2 facts across 1 control
- Risk Scoring & Segmentation1 of 2
More from Plaid
- TransactionsPrimary
Real-time transaction data and categorization to build personal finance apps or assess credit risk.
Transaction MonitoringTool - Auth
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Protect against overdraft and NSF fees with real-time balance checks before initiating transfers.
Financial Data (Banking)Tool - Fraud Signals
Anti-fraud engine that analyzes risk signals across the Plaid network to detect and prevent fraudulent transactions and account takeovers.
Fraud PreventionTool1 of 2 capability facts - Identity
A global identity verification and KYC solution that uses documentary and non-documentary checks to confirm users in seconds.
Individual IdentityTool4 of 8 capability facts - Layer
AI-powered onboarding experience that allows users to securely connect their bank accounts in seconds using just their phone number.
Workflow & AutomationAi agent - Payments
Seamless bank payment solutions designed to deliver higher conversion rates and reduced risk.
PaymentsTool
