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Zest AI
Zest AI provides an AI-powered platform for automated credit underwriting, fraud detection, and lending intelligence, helping financial institutions broaden access to credit while minimizing risk.
- Headquarters
- Burbank, CA
- Founded
- 2009
- Employees
- 201-500
- Funding
- Series H, $200M; Total raised ~$554M
- Last researched
- Jul 21, 2026
Products
- Zest ProtectPrimary
An AI fraud solution that boosts lending confidence by identifying origination fraud across all types through granular risk ranking and customizable detection thresholds.
Fraud PreventionAi agent3 of 4 capability facts - AI-Automated Underwriting
An AI-powered underwriting platform that automates credit decisions, improves risk accuracy by 2-4x, and increases fair access to lending through bias-reduction technology.
Credit UnderwritingAi agent3 of 4 capability facts - Lending Intelligence
A platform (formerly often referred to alongside LuLu) for proactive portfolio monitoring and intuitive reporting to optimize lending policies.
Risk ManagementTool - LuLu
A GenAI-powered lending intelligence platform that provides real-time portfolio insights and personalized reporting to inform lending strategy.
Risk ManagementAi agent1 of 2 capability facts
Capability coverage· 7 of 10 facts across 5 controls across 4 products
- Eligibility Determination2 of 2
- Fraud Prevention2 of 2
- Case Management & Investigation1 of 2
- Data & Intelligence Services1 of 2
- Regulatory Reporting1 of 2